Lobo Tax & Advisory
Client PortalStart Your ReturnFind Your Tax Service

Individual Tax Returns

Start Your Return Online.

For straightforward returns: check your fit, see your price, and send your documents securely. No consultation needed once online filing opens.

Check Your Fit
2026 tax returns: online filing opens in January 2027. You can check your fit and see your price now. Prior-year or amended return? We quote those anytime after a free Intro Call.

How It Works

Four Steps. Fully Online.

  1. Check your fit

    Answer a few quick questions to see your tier and price.

  2. Secure client portal

    Create your account, choose your return and confirm a few basics. Your engagement letter then arrives in the portal to e-sign and pay.

  3. Upload your documents

    Complete your organizer and upload your tax documents through the secure client portal. We review your documents and confirm your scope and fee before preparation starts.

  4. Review, sign & file

    Review your completed return online, ask any final questions, e-sign, and we’ll electronically file it for you.

Check Your Fit

Which Return Is Right for You?

Pricing

Clear Tiers. No Surprise Invoices.

Online Returns Opening January 2027

Essentials

$250Flat fee

For the simplest returns. Fully online.

What’s included (5)
  • Single or married filing jointly, no dependents
  • W-2 wages (up to two W-2s per person)
  • Interest and dividends under $1,500 total
  • Standard deduction, one state all year
  • E-filed, with a copy in your portal
View full scope
Check Your Fit$250

Online filing opens January 2027 · 2026 tax year

Standard

$450Flat fee

For returns with a few more moving parts.

What’s included (5)
  • Everything in Essentials
  • Dependents, head of household, family and education credits
  • Itemized deductions
  • HSA, IRA contributions, and one backdoor Roth
  • Stock and fund sales (up to two U.S. brokerage accounts)
View full scope
Check Your Fit$450

Online filing opens January 2027 · 2026 tax year

Prepared and reviewed by an Enrolled Agent · Secure client portal

Starting-Fee Returns Online, with a defined starting scope

Professional

From $650Starting fee

For higher earners with equity, investment, or multi-state complexity.

What’s included (5)
  • Everything in Standard
  • RSUs, stock options, and ESPP
  • Cryptocurrency sales and trades from the exchanges in your quote
  • Rental property and investment K-1s
  • Income in more than one state
View full scope
Check Your Fit

Business Owner

From $850Starting fee

For active self-employment, freelance, or business income on Schedule C, including single-member LLC owners.

What’s included (5)
  • Everything in Standard
  • One business on Schedule C, including a single-member LLC
  • Home office, vehicle, and business expenses
  • SEP-IRA or Solo 401(k) and self-employed health insurance
  • Your personal return as an S-Corp or partnership owner (entity return priced separately)
View full scope
Check Your Fit

U.S. Expat

From $900Starting fee

For U.S. citizens and green card holders with time abroad, foreign income, or foreign accounts.

What’s included (6)
  • Federal return, and one state return if required
  • Common U.S. income, credits and deductions
  • Foreign earned income exclusion and foreign tax credit: evaluation and preparation of the applicable forms
  • Foreign wages and foreign bank interest
  • FBAR and Form 8938 when required, up to five foreign accounts
  • Former-state residency review
View full scope
Check Your Fit

Starting fees cover the scope listed for each tier. If your return needs more, we send a written scope change with any added fee, and we do no extra work until you sign it.

Your scope and fee are confirmed in writing before work begins.

Every tier includes a federal return and one state return. If more than one tier applies, the highest one applies. Returns are subject to our Service Terms. Please don’t send tax documents by email; upload them only in the secure portal.

Scope

Exactly What Each Tier Covers.

Select a tier to see what’s included, what moves a return to a higher tier, and what’s added to your quote.

Essentials $250

You qualify for Essentials only if all of these are true: you file as single or married filing jointly, you claim no dependents, you lived in one U.S. state all year, and you take the standard deduction.

Included

  • Federal return and one state return, e-filed
  • W-2 wages, up to two W-2s per person
  • Bank interest and dividends from U.S. accounts, under $1,500 total
  • Student loan interest (Form 1098-E)
  • Retirement contributions made through your paycheck, such as a 401(k)

Moves you to a higher tier

  • Dependents, head of household status, or education credits: Standard
  • Itemized deductions, an HSA, IRA contributions, or Marketplace health insurance: Standard
  • Any sale of stocks or funds, or interest and dividends of $1,500 or more: Standard
  • Retirement distributions (Form 1099-R), unemployment income, or any Form 1099-NEC or 1099-K: Standard or higher
Standard $450

For any filing status, if you lived in one U.S. state all year and nothing on your return falls in Professional, Business Owner, or U.S. Expat.

Included

  • Everything in Essentials
  • Dependents, head of household status, and family credits, such as the Child Tax Credit and the child and dependent care credit
  • Education credits (Form 1098-T)
  • Itemized deductions, such as mortgage interest, state and local taxes, and charitable gifts
  • Interest and dividends of any amount from U.S. accounts
  • Stock, ETF, and mutual fund sales from up to two U.S. brokerage accounts, with cost basis reported on Form 1099-B
  • HSA contributions and distributions
  • Traditional and Roth IRA contributions, including one backdoor Roth conversion when your prior-year Form 8606 is available
  • Retirement account distributions and rollovers (Form 1099-R)
  • Unemployment income and Marketplace health insurance (Form 1095-A)
  • A one-time 1099-NEC or 1099-K that isn’t from an ongoing business, such as a single side payment or the sale of personal items

Moves you to a higher tier

  • RSUs, stock options, ESPP shares, or cryptocurrency: Professional
  • Rental property, investment K-1s, or the sale of your home: Professional
  • More than two brokerage accounts, or sales without reported cost basis: Professional
  • Income in more than one state, or a move between states: Professional
  • Active self-employment, freelance, or business income reported on Schedule C: Business Owner
  • Any time living abroad, foreign income, or foreign accounts: U.S. Expat
Professional From $650

For U.S. residents with investment, equity, or multi-state complexity and no active self-employment or business income. Active self-employment moves you to Business Owner, and anything foreign moves you to U.S. Expat.

Included

  • Everything in Standard
  • RSUs, stock options (ISOs and NSOs), and ESPP shares, including cost-basis corrections
  • Cryptocurrency sales and trades from the exchanges in your quote
  • Investment K-1s from partnerships, S corporations, trusts, or funds you do not run
  • Rental property, with one property included in the starting price
  • The sale of your home
  • Brokerage accounts beyond two, or sales without reported cost basis
  • Part-year residency or income in more than one state

Added to your quote, or not included

  • Each additional state, rental property, K-1, employer plan or exchange beyond your quote is added to your quote; crypto basis reconstruction, staking, DeFi, NFT or mining activity, and rebuilding depreciation or basis history are quoted separately
  • Active self-employment, freelance, or business income reported on Schedule C: Business Owner
  • Any time living abroad, foreign income, or foreign accounts: U.S. Expat
Business Owner From $850

For clients with active self-employment, freelance, or business income reported on Schedule C, including single-member LLC owners. It also covers the personal return of an S corporation or partnership owner who runs the business; the entity return itself is priced separately. A single 1099-NEC or 1099-K doesn’t place you here on its own: a one-time payment or the sale of personal items usually fits Standard, and we confirm placement when we review your documents. Living abroad or foreign income moves you to U.S. Expat.

Included

  • Everything in Standard
  • One business reported on Schedule C, including a single-member LLC
  • Business income and expenses from your organized records, such as a profit and loss statement or categorized totals
  • Home office and vehicle deductions
  • Self-employment tax and the qualified business income (QBI) deduction
  • SEP-IRA or Solo 401(k) contributions, and self-employed health insurance
  • Next year’s estimated tax payments, based on the safe-harbor amount
  • Your personal return as the owner of an S corporation or partnership you run, including your K-1, wages and Form 7203 basis calculation (starting basis must be known), instead of a Schedule C business

Added to your quote, or not included

  • Bookkeeping or cleanup of business records, available as a separate engagement
  • Each additional business, and any Professional items (equity, rentals, crypto, more states), is added to your quote
  • The entity return itself is priced separately: S-Corporation Tax Returns (Form 1120-S) start at $900, or from $1,400 together with your personal return in the S-Corp + Owner 1040 Package. Partnership returns are quoted
U.S. Expat From $900

For U.S. citizens and green card holders who lived outside the U.S. for any part of the year, earned foreign income, or held foreign financial accounts.

Included

  • Federal individual return, prepared and e-filed, with one state return if required
  • W-2 wages and workplace retirement contributions, such as a 401(k)
  • Dependents, head of household status, and family credits, such as the Child Tax Credit and the child and dependent care credit
  • Education credits (Form 1098-T) and student loan interest (Form 1098-E)
  • Itemized deductions, such as mortgage interest, state and local taxes, and charitable gifts
  • Interest and dividends from U.S. accounts
  • Stock, ETF and mutual fund sales from up to two U.S. brokerage accounts, with cost basis reported on Form 1099-B
  • HSA contributions and distributions, and traditional and Roth IRA contributions, including one backdoor Roth conversion when your prior-year Form 8606 is available
  • Retirement account distributions and rollovers (Form 1099-R)
  • Unemployment income and Marketplace health insurance (Form 1095-A)
  • A one-time 1099-NEC or 1099-K that isn’t from an ongoing business
  • Evaluation of the Foreign Earned Income Exclusion and Foreign Tax Credit based on your circumstances, and preparation of the applicable Form 2555 and/or Form 1116
  • Form 2555 for one taxpayer, including the foreign housing exclusion for one residence with documented expenses
  • Form 1116 for up to two income categories and one foreign country
  • Foreign wages and foreign bank interest
  • FBAR (FinCEN Form 114) for up to five foreign accounts, including accounts you can sign on but don’t own, and Form 8938 for those accounts when required
  • A review of whether your former state still considers you a resident, with one state return if required

Quoted separately

  • Self-employment, freelance or business income
  • Foreign accounts beyond five, and Form 8938 assets other than accounts (such as foreign stock held directly)
  • A second Form 2555 for a spouse; foreign tax credits for more than two income categories or more than one country, or carryovers that need rebuilding; several foreign employers or countries in one year; rebuilding day counts from travel records
  • Quoted after review, or referred to a specialist when complex: foreign pensions or social security, and treaty positions (Form 8833)
  • Foreign rental property, and catch-up filings for prior years
  • Equity compensation (RSUs, stock options, ESPP), cryptocurrency, U.S. rental property, investment K-1s, the sale of your home, more than two U.S. brokerage accounts or sales without reported cost basis, and additional state returns
  • Quoted separately or referred to a specialist: foreign mutual funds or ETFs, ownership of foreign corporations, partnerships or trusts, and expatriation
  • Not included in any return: amended returns, responses to IRS or state notices and representation, and nonresident (Form 1040-NR) returns

Your final fee is confirmed before preparation begins.

Not included in any tier (quoted separately)

  • Additional state returns beyond the one included
  • Amended returns and returns for prior years
  • Responses to IRS or state notices, and representation
  • Bookkeeping or cleanup of business records (available as separate bookkeeping engagements)
  • Nonresident (Form 1040-NR) returns
  • Business entity returns, which are priced separately

Own an S corporation? S-Corporation Tax Returns (Form 1120-S) start at $900, or from $1,400 together with your personal return. See Business Tax.

Client portal

Getting started in the portal.

What to expect after you leave this site, and what to do if something doesn’t go as planned.

Do I need an account?

Yes. Your engagement letter, payment, organizer and documents all live in our secure client portal (TaxDome), so you create an account with your email and a verification code. There you confirm the service and a few basics; the full tax questionnaire comes after you sign and pay. The fit check on this site doesn’t send anything.

Which service should I choose when the portal asks?

Choose the service your fit check recommended, using the name shown above the button. Choose only that service unless you intentionally need more than one distinct service (for example, a tax return and a Tax Projection); each one is confirmed and engaged separately. The portal then asks you to confirm the service before any engagement letter is sent.

What if I chose the wrong service?

When that service’s confirmation appears in the portal, answer No. If an engagement letter has already arrived that doesn’t match the work you intended, don’t sign it; send us a portal message or email [email protected] and we’ll sort it out. Nothing is charged unless you sign and pay.

I already have a Lobo account.

Sign in through Client Portal at the top of this page instead of creating a new account. If you can’t get in, use the portal’s password reset or email [email protected].

When does my engagement letter arrive?

It’s sent to your portal after you confirm the service and a few basics there. If you file jointly, we first add your spouse as a second signer, which can take a little longer. If you’ve confirmed and still don’t see it, check your email for the portal notice, then send us a portal message or email [email protected].

What if my return needs more than the starting scope?

Starting fees cover the scope listed for that service. If your documents show more, we send a written scope change with any added fee, and we do no extra work until you sign it. Some situations need a custom quote; we’ll tell you before anything else is done.

Filing jointly?

Name your spouse when you confirm the service in the portal. We add your spouse as a second signer before the engagement letter is sent, because both of you sign it. This short extra setup step can take a little longer than a single filer’s.

Had a Tax Strategy Session in the last 60 days?

The session fee is credited toward a one-time planning or setup service signed within 60 days after your session. The credit isn’t applied automatically, so send us a portal message before you sign that engagement letter and we’ll apply it.

Can I do this on my phone?

Yes. The portal works in your phone’s browser. If something won’t load, try again on a computer or email [email protected].

Prefer to talk first?

Book a free Intro Call anytime. It’s also the right start for Advanced advisory, bookkeeping, S-Corp Setup and anything unusual.

Not Sure Which Fits?

Let’s Talk It Through.

If your situation doesn’t fit neatly into a tier, or you’d like planning alongside your return, start with a free Intro Call.

Book an Intro CallFind Your Tax Service

Free · about 30 minutesWith Sebastian directlyScope in writing first